Make the financial side of your move simpler.

Practical guides for preparing your move, getting an account, paying day to day and building your financial footing.

For newcomers to the U.S. · Educational information

  1. Arrival checklist

    Your first 14 days in the U.S.

    What belongs before the flight, what waits until you arrive, and the safety rules that prevent expensive mistakes.

    Checklist · CFPB
  2. Account access

    Can you open a U.S. bank account without an SSN?

    What federal rules allow, what providers may still require, and which documents to prepare.

    Account opening · CFPB · FDIC
  3. Banking basics

    Accounts, cards, ACH and wires

    Understand the tools behind paychecks, bills, transfers and everyday spending.

    Explainer · FDIC · CFPB
  4. Day-one payments

    Why your card from home keeps declining

    Common causes, what to check after a decline and how to prepare a payment backup.

    Troubleshooting · CFPB · Visa
  5. Across borders

    The real cost of sending money home

    Look beyond the transfer fee to compare exchange rates, delivery and what actually arrives.

    Transfer costs · CFPB
  6. Credit from zero

    How to start building U.S. credit from zero

    Reports, secured cards, utilization, and a routine that does not depend on carrying debt.

    Getting started · CFPB

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